/* ---------- Hero ---------- */
.ms-hero {
    max-width: 900px;
    margin: 0 auto;
    padding: 40px 20px 24px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 16px;
    text-align: center;
}

.ms-pill {
    display: inline-flex;
    align-items: flex-start;
    gap: 8px;
    padding: 6px 14px;
    border: 1px solid #60A699;
    border-radius: 5px;
    background: rgba(176, 217, 205, .35);
    color: #036A6F;
    font-family: "Nunito Sans";
    font-size: 14px;
    font-weight: 600;
    text-align: left;
}

.ms-pill-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #60A699;
    flex: 0 0 auto;
    margin-top: 7px;
}

.ms-hero h1 {
    margin: 0;
    font-family: "Nunito Sans";
    font-size: 36px;
    line-height: 1.18;
    font-weight: 700;
    color: #043259;
}

.ms-hero-sub {
    margin: 0;
    max-width: 680px;
    font-family: "Nunito Sans";
    font-size: 18px;
    line-height: 1.55;
    color: #4d6F8C;
}

.ms-cta-row {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
    margin-top: 4px;
}

.ms-btn-primary {
    padding: 12px 24px;
    border: none;
    border-radius: 5px;
    background: #043259;
    color: #fff;
    font-family: "Nunito Sans";
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    cursor: pointer;
    transition: all .2s ease;
}

.ms-btn-primary:hover {
    background: #60A699;
    color: #fff;
    text-decoration: none;
}

.ms-btn-ghost {
    padding: 12px 24px;
    border: 2px solid #60A699;
    border-radius: 5px;
    background: #fff;
    color: #043259;
    font-family: "Nunito Sans";
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    cursor: pointer;
    transition: all .2s ease;
}

.ms-btn-ghost:hover {
    background: #60A699;
    color: #fff;
    text-decoration: none;
}

.ms-trust {
    display: flex;
    flex-wrap: wrap;
    gap: 6px 18px;
    justify-content: center;
    font-family: "Nunito Sans";
    font-size: 14px;
    color: #80A4AE;
}

/* ---------- Real-time band ---------- */
.ms-band {
    max-width: 1100px;
    margin: 0 auto;
    padding: 28px 32px;
    background: #043259;
    border-radius: 10px;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 18px 28px;
}

.ms-band-copy {
    flex: 1 1 300px;
    min-width: 0;
}

.ms-tag-live {
    display: inline-block;
    margin-bottom: 10px;
    padding: 4px 10px;
    border-radius: 4px;
    background: #F7911C;
    color: #043259;
    font-family: "Nunito Sans";
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .06em;
}

.ms-band h2 {
    margin: 0 0 8px;
    font-family: "Nunito Sans";
    font-size: 22px;
    line-height: 1.3;
    font-weight: 700;
    color: #fff;
}

.ms-band p {
    margin: 0;
    font-family: "Nunito Sans";
    font-size: 16px;
    line-height: 1.55;
    color: #B0D9CD;
}

.ms-band img {
    width: 120px;
    height: auto;
    flex: 0 0 auto;
    padding: 10px;
    background: #fff;
    border-radius: 10px;
}

/* ---------- Benefit cards ---------- */
.ms-benefits {
    max-width: 1100px;
    margin: 0 auto;
    padding: 40px 20px 20px;
}

.ms-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 18px;
}

.ms-card {
    border: 1px solid #60A699;
    border-radius: 10px;
    padding: 22px 20px;
    background: #fff;
    display: flex;
    flex-direction: column;
    gap: 9px;
}

.ms-card img {
    width: 44px;
    height: 44px;
    object-fit: contain;
    margin-bottom: 4px;
}

.ms-card h3 {
    margin: 0;
    font-family: "Nunito Sans";
    font-size: 18px;
    font-weight: 700;
    color: #043259;
}

.ms-card p {
    margin: 0;
    font-family: "Nunito Sans";
    font-size: 15px;
    line-height: 1.55;
    color: #4d6F8C;
}

/* ---------- Free strip ---------- */
.ms-free {
    margin-top: 18px;
    padding: 18px 22px;
    border: 2px solid #60A699;
    border-radius: 10px;
    background: rgba(176, 217, 205, .35);
    display: flex;
    flex-wrap: wrap;
    align-items: baseline;
    gap: 6px 14px;
}

.ms-free strong {
    font-family: "Nunito Sans";
    font-size: 17px;
    font-weight: 700;
    color: #043259;
}

.ms-free span {
    flex: 1 1 320px;
    min-width: 0;
    font-family: "Nunito Sans";
    font-size: 15px;
    line-height: 1.55;
    color: #043259;
}

/* ---------- Compact stepper (replaces the stacked .verification list) ---------- */
.ms-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(170px, 1fr));
    gap: 1px;
    width: 58%;
    max-width: 800px;
    margin: 0 auto 16px;
    background: #B0D9CD;
    border: 1px solid #B0D9CD;
    border-radius: 10px;
    overflow: hidden;
}

.ms-step {
    background: #fff;
    padding: 14px 16px;
    display: flex;
    align-items: center;
    gap: 12px;
}

.ms-step-num {
    width: 25px;
    height: 25px;
    border-radius: 10%;
    flex: 0 0 auto;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(176, 217, 205, .35);
    color: #80A4AE;
    font-family: "Nunito Sans";
    font-size: 16px;
    font-weight: 600;
}

.ms-step-label {
    font-family: "Nunito Sans";
    font-size: 14px;
    font-weight: 600;
    color: #80A4AE;
}

.ms-step.is-active .ms-step-num { background: #043259; color: #fff; }
.ms-step.is-active .ms-step-label { color: #043259; }
.ms-step.is-done .ms-step-num { background: #60A699; color: #fff; }
.ms-step.is-done .ms-step-label { color: #036A6F; }

/* ---------- NPI reassurance + FAQ ---------- */
.ms-npi-why {
    margin: 0 0 4px;
    font-family: "Nunito Sans";
    font-size: 16px;
    line-height: 1.55;
    color: #4d6F8C;
}

.ms-faq {
    width: 58%;
    max-width: 800px;
    margin: 0 auto 40px;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
    gap: 18px;
}

.ms-faq dt {
    font-family: "Nunito Sans";
    font-size: 16px;
    font-weight: 700;
    color: #043259;
    margin-bottom: 5px;
}

.ms-faq dd {
    margin: 0;
    font-family: "Nunito Sans";
    font-size: 14px;
    line-height: 1.55;
    color: #4d6F8C;
}

/* ---------- Responsive ---------- */
@media (max-width: 768px) {
    .ms-hero h1 { font-size: 28px; }
    .ms-hero-sub { font-size: 16px; }
    .ms-band { border-radius: 0; }
    .ms-steps,
    .ms-faq { width: 90%; }
}

@media (max-width: 480px) {
    .ms-hero { padding: 24px 16px 16px; }
    .ms-hero h1 { font-size: 24px; }
    .ms-band { padding: 20px; }
    .ms-band h2 { font-size: 19px; }
    .ms-band img { width: 90px; }
    .ms-benefits { padding: 24px 16px 16px; }
    .ms-steps,
    .ms-faq { width: 90%; max-width: 250px; }
    .ms-cta-row .ms-btn-primary,
    .ms-cta-row .ms-btn-ghost { width: 100%; text-align: center; }
}